The Florida Form 9 endorsement (or just Form 9) is the common name for the ALTA 9 endorsement in Florida. It is a type of title insurance policy endorsement that allows title companies to issue insurance policies to safeguard the lender against loss or damage resulting from violations of the deed restrictions, encroachments, and set back lines existing as of the date of the policy.
This endorsement exists in just about every state, but it is required AND more expensive in Florida. We have this automatically built into our system for Florida to make sure title agents never miss it. It is typically calculated as 25% of the total title insurance premium.
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