In certain states (such as Pennsylvania, New Jersey, Nevada, Virginia, and Delaware), there are familial or spousal exemptions for transfer taxes when a deed is required on a refinance transaction. If a spouse/ex-spouse is removed from the deed per a divorce decree, or if a new spouse or familial member is being added or removed, the transfer tax is exempted from these transactions. The specific verbiage for these exemptions varies from state to state.
Settings for the verbiage of this exemption question are located within the deed document selection pane of LodeStar's UI. It is important to make sure that the verbiage matches the circumstances of the deed exemption, since some states are more broad with their exemptions than others.
For more information, please consult: