Kelsey Wright
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Recent activity by Kelsey Wright-
Appraised Value and Transfer Taxes for Virginia and DC Purchases
How does the "Appraised Value" affect the quote? The appraised value will affect the transfer tax amounts and only in cases where the appraised value is greater than the purchase price. LodeStar wi...
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What States Quote Transfer Taxes?
Below is a breakdown of the states that collect transfer taxes and the states that don't:"Both" identifies that the state quotes both the deed and mortgage transfer taxes.States WITH transfer Taxes...
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TRID Disclosure versus "Seller Paid" Disclosure
LodeStar, as a default on Purchases that require both a Lender's and Owner's policy, uses the CFPB method of disclosure mandated for the TRID forms. Depending on the state, you may want to disclose...
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How to Access LodeStar within Blend
Step 1: Navigate to the 'Fees' section of your Blend scenario Step 2: Select Edit Fees at the bottom of your application screen Step 3: Once in the closing cost section of the application, select...
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How to Access LodeStar within BeSmartee
Step 1: Enter loan information and answer any relevant details in the _MoreDetails_ dropdown. Step 2: It will then search for loan information. This may take a moment. Step 3: Once it finds loans...
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How to Access LodeStar wtihin MortgageCoach
Step 1: Select a presentation from your pipeline. Step 2: Click on the 'Closing Cost' tab for a given scenario. Step 3: Once in 'Closing Costs', click the 'Closing Cost Details' button. Step 4: ...
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LodeStar's Recording Fees Section
Below is an explanation of the recording fees that can be quoted within LodeStar. These recording fees are either automatically quoted (depending on the loan type) or can be manually added, if need...
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How to access LodeStar within MeridianLink Mortgage (LendingQB)
Step 1: Within your Pipeline, select “LodeStar” to access the file for which you would like to run a quote . Step 2: LodeStar's Loan Estimate Calculator will open with the information from your lo...
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How to Access Lodestar's Appraisal Calculator Within Encompass
Below are the steps on how to access LodeStar's appraisal feature within Encompass. *Before you begin, you must have an opened loan file that was created within Encompass. Step 1: In the bottom l...
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How to Access LodeStar within Calyx Path
**Make sure you have an open loan file created and saved before trying to run a rate quote**Step 1: Once you are in a loan select “LodeStar” from the bottom tool bar. The LodeStar button is added b...